Number Crunching 116

Quicken Cash Flow = -230.91

*Sigh* At least there's a paycheck deposit next week. And I need a secondary stream of income, nothing new with that. :p Sent off my taxes on March 17th and I really need to stop waiting so late. I should be getting my refund between March 26th and 31st. Once armed with my tax return numbers, I used this 2008 Economic Stimulus Package Tax Rebate Calculator. It swears I'm going to get the full $600.00 by May 16th. I still don't believe I'm getting it, been screwed too much by money I expected. Yeah, I'm still trying to get Sallie Mae straightened out so school is paid off. Me paying off Sallie Mae is a longer term position.

I got more clarifying on the difference between short-term, med-term, and long-term saving goals. I was basing my definitions on when I want to accomplish the goals.

• Short-term = purchases costing less than $300.00
• Med-term = purchases costing over $300.00
• Long-term = retirement, child's education, etc.

Given what I have listed on my lists to save for, the $300 limit doesn't work with my budget. I think $500 is a better cut off for me. So after tweaking, here's what I have now on my lists.

Short-term Saving Goals

• Dishwasher fund = $500.00
• Reenacting hobby fund = $200.00

Med-term Saving Goals

• Paying off Minor Debt Fund = $965.52
• Laptop fund = $1000.00
• Cosmetic treatments fund = $1000.00
• STEF = $2202.00
• European vacation = $5000.00
• Bathroom remodel = $6000.00

Long-term Saving Goals

• House remodel = $200,000.00
• Retirement fund = $292,547.00
• Atticus's college fund = $20,000.00

Currently, I'm only working on saving for the STEF badly.

I adjusted my Dfrd. Compensation plan to the Help-Me-Do-It section. I managed to avoid the "you must increase your payments in" recommendation, but I followed the allocation suggestions. It did get rid of my Stable Value Fixed Income Fund, i.e. bonds. But I'm willing to give the advice time to work.

Financial Projects

• Measure weekly budget reviews with Joe's Goals
• Find a Baton Rouge consignment shop
• Finish setting up the Amazon sales
• Do online surveys every night before bed.
• Print out taxes.
• Submit taxes electronically.
• Fill out rebate calculator
• Buy cat food
• Research disability insurance.
• Call Sallie Mae

Read Free!
The BookWorm





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