Friday, March 27, 2009

Number Crunching 152

Quicken Cash Flow = 1662.71
STEF Total = 363.69

Enter receipts into Quicken: Done.
Reconcile Quicken to online accounts: Done.
Add totals to spreadsheet: Done.
What did I accomplish during the week? Finances spun out of focus again for an entire month. It’s not an unreasonable schedule, but I hate doing it so much. Do I really prefer the build-up and the guilt that brings? Just when I was asking that, I ran across this in one of the blogs/news I follow.
My sense is when you get discouraged you lose momentum and may slip into patterns of procrastination which also take you farther away from your goal. For some insight on this, I turned to life and executive coach BrianWhetten. Brian shared: "We usually think that procrastination means we're lazy, unmotivated or unworthy. But that's rarely the case. Instead, it usually comes from an over-use of guilt and self-judgment. What do you tell yourself about your study habits? Do your thoughts include things like 'I should be more motivated', 'I have to stop procrastinating' or 'I blew it again'? Thoughts like this cause a burst of guilt and stress. Used on occasion they can push us forward, but when they become a habit, they quickly start to backfire. So instead of trying to "should" your way forward, start by writing down the judgments you've been making against yourself, and then check out as a powerful tool for releasing them." – “Searching For Motivation” by Christine Hassler
My life story feels like one big battle against procrastination, so I can agree I have a habit of trying to lay on the guilt and stress. I don’t want to deal with it, so I ignore it. But I know I’m ignoring it and in comes the guilt.

In an attempt to figure out what was wrong with finances at least, I applied the Feng Shui principle, which basically boils down to “internal life issues are reflected in the external environment at certain points.” The wealth and prosperity point in my house is in the back bedroom and I discovered I couldn’t get into the room because of everything crammed into it. So everything came out, good cleaning, everything got rearranged so I can actually use the space, and I added the weight bench so I have to look at the room at least once a week. And I’m not surprised that I suddenly have the oomph to finish the budget catch-up today. I need to find my health and creativity points next.

Plans for next week:
  1. Update the Bills List with all current accounts and passwords. Found out that Chase Student Loans, Nationstar,, and Netflix are not on it.

  2. Tweak the NetworthIQ Jan. and Feb. statements once I have verified the balances for
    • Sallie Mae
    • Chase Student Loans
    • Republic Finance
    • Citifinancial
    • Nationstar Mortgage

  3. Change Federal tax withholding amount in Quicken.

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The BookWorm

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